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Abu Dhabi Launches Interest-Free Marriage Loan Initiative to Support Emirati Families

The initiative, part of the broader Abu Dhabi Family Wellbeing Strategy and the Emirati Family Growth Programme, seeks to enhance the quality of life for Emirati families, youth, and parents. It aims to support the UAE's cultural and wedding traditions while fostering resilient and cohesive family units

Abu Dhabi, UAE – In a significant move to bolster family welfare and promote traditional values, the Abu Dhabi Social Support Authority (SSA) has unveiled a new ‘Marriage Loan’ initiative.

This program will provide interest-free loans of up to Dh150,000 to eligible newly married UAE Nationals, reinforcing the government’s commitment to family cohesion and growth.

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The initiative, part of the broader Abu Dhabi Family Wellbeing Strategy and the Emirati Family Growth Programme, seeks to enhance the quality of life for Emirati families, youth, and parents.

It aims to support the UAE’s cultural and wedding traditions while fostering resilient and cohesive family units.

Loan Details and Eligibility Criteria

Under this initiative, Emirati newlyweds can apply for an interest-free loan of up to Dh150,000. The program is specifically designed for Emiratis who are employed and possess an Abu Dhabi family book.

The application process is set to commence in early September 2024, with registrations to be completed via the Medeem Digital Platform.

To be eligible for the loan, several conditions must be met:

  • The husband must be at least 21 years old and the wife at least 18 years old at the time of marriage.
  • The husband must hold a Family Book issued in Abu Dhabi.
  • The application must be submitted by the husband.
  • The husband’s monthly employment income must be less than Dh60,000.

These criteria are established to ensure that the support reaches those who are most in need, aligning with the government’s strategy to foster stable family environments and uphold cultural values.

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Strategic Goals and Impact

The Marriage Loan initiative is an integral part of the Abu Dhabi Family Wellbeing Strategy, which aims to improve the overall welfare of Emirati families.

The Emirati Family Growth Programme, which this initiative supports, is designed to enhance the quality of life for families, promote population growth among citizens, and support the traditional values that are central to UAE society.

Abdulla Al Ameri, Director-General of the Abu Dhabi Social Support Authority, emphasized the initiative’s importance.

“This initiative underscores the Abu Dhabi Government’s dedication to strengthening family cohesion and social bonds, fostering population growth among citizens, and facilitating the formation of stable families.

These efforts align with SSA’s strategic direction to reinforce the stability of Emirati families and amplify the positive impact they have on society,” Al Ameri stated.

The initiative reflects the UAE’s ongoing commitment to preserving its cultural heritage while addressing modern societal needs.

By offering financial support to young couples, the government hopes to reduce the financial burden associated with marriage and encourage more young Emiratis to marry within their cultural traditions.

Support for Emirati Families

The Marriage Loan initiative is part of a broader effort by the Abu Dhabi Government to support Emirati families.

This includes various programs aimed at improving living standards, providing financial assistance, and promoting cultural values.

The focus on marriage and family stability highlights the government’s recognition of the crucial role that strong family units play in societal development.

The loan is expected to provide significant relief to many young Emirati couples who may face financial challenges during the early stages of marriage.

By alleviating some of the financial pressures, the initiative aims to help couples establish stable households and contribute positively to the community.

Application Process and Future Developments

Applications for the Marriage Loan will be processed through the Medeem Digital Platform, which is designed to streamline the application process and make it more accessible for users.

The SSA will begin accepting applications in early September 2024, and interested individuals are encouraged to prepare their documentation and ensure they meet all eligibility criteria.

As part of the initiative’s rollout, the SSA will likely provide additional information and support to applicants to ensure a smooth application process.

The program’s success will be monitored and evaluated to assess its impact on Emirati families and make any necessary adjustments.

Community Response and Anticipation

The response to the Marriage Loan initiative has been largely positive, with many Emiratis welcoming the government’s support for newlyweds.

Community leaders and citizens alike have praised the initiative for its potential to strengthen family bonds and promote traditional values.

Local community organizations and family support groups have expressed optimism about the initiative’s impact, noting that it aligns with broader goals of improving family welfare and supporting young people in their journey towards marriage and family life.

Conclusion

The Abu Dhabi Social Support Authority’s new Marriage Loan initiative represents a significant step in supporting Emirati families and promoting traditional values.

By providing interest-free financial assistance to newlyweds, the government aims to foster strong, stable family units and contribute to the overall wellbeing of its citizens.

As the application process approaches, many are looking forward to the positive changes this initiative is expected to bring.

It underscores the commitment of the Abu Dhabi Government to enhancing family life and supporting Emirati couples in their journey towards building strong and resilient families.

 

This article was created using automation technology and was thoroughly edited and fact-checked by one of our editorial staff members

Tariq Saeed

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